This paper provides evidence that commercial lenders in Peru free ride off their peers' screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, the study finds that...
Tipo de documento: Documento de trabajo sobre investigaciones relativas a políticas
Número del informe: WPS9072
Fecha del documento: 3 de diciembre de 2019
Tipo de divulgación: Disclosed
Autor: Arraiz,Irani,Bruhn,Miriam,Roth,Benjamin N.,Ruiz Ortega,Claudia,Stucchi,Rodolfo Mario