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Nonbank e-money issuers : regulatory approaches to protecting customer funds : Emetteurs non bancaires de monnaie electronique : approaches reglementaires pour proteger les fonds des client (Francés)

Mobile-Swahili for Money (M-PESA), Kenya's mobile phone-based money transfer service, exploded onto the scene in 2007. In just three years, it has attracted over 9.5 million customers, in a country with only 8.4 million bank accounts. Every month, more than US$320 million flows through M-PESA in person-to-person transfers, and the numbers keep rising. This focus note reviews global regulatory approaches to protecting customer funds in the context...
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