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Informal credit markets in India (Inglés)

Alternative systems of Indian financial intermediation, the instruments used and their relative attractiveness to borrowers and lenders, and their mode of operations and transaction costs are examined. Legal informal financial markets provide about 30 percent of all working capital in Indian urban markets, financing half of the wholesale trade in certain commodities and 10 to 30 percent of the capital needs of small-scale producers. The rates of the...
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