Too much microcredit? A survey of the evidence on over-indebtedness : Trop de microcredits? Une enquete sur la realite du surendettement (Francés)

Microcredit has long had an enviable repayment record; levels of delinquency and default have been very low. But more recently, collection problems have appeared in some major markets. In a review of four countries, Chen, Rasmussen, and Reille (2010) reported that delinquent loans, which averaged 2 percent of portfolio in 2004, skyrocketed to 2009 levels of 7 percent in Bosnia-Herzogovina, 10 percent in Morocco, 12 percent in Nicaragua, and 13 percent...
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