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South Africa – Financial Sector Assessment Program : Technical Note – Financial Inclusion (Inglés)

South Africa has made significant progress in expanding access to financial services for individuals, but active usage of digital financial services remains low. Approximately four in five South African adults report owning a bank account. A broader metric that includes access to regulated, non-bank financial services indicates that 91 percent of adults are ‘formally included.’ Both indicators have risen substantially in the...
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