Access to credit by micro, small and medium enterprises (MSMEs) remains challenging in Botswana. Lack of access to credit has both demand and supply side challenges. There are demand side challenges such as high level of informality of MSMEs, low levels of financial literacy, unreliable financial management and financial reporting by MSMEs and dominance of cash as a preferred mean of payment which makes it difficult to leverage the potential of digitizing...
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INFORMACIÓN
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2023/02/01
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Programa de Evaluación del Sector Financiero (PESF)
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186125
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1
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2023/11/30
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Disclosed
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Botswana - Financial Sector Assessment Program : Technical Note - MSME Access to Finance