OFFICIAL DOCUMENTS LOAN NUMBER 8976-ID Loan Agreement (National Urban Development Project) between REPUBLIC OF INDONESIA and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT 2 of 15 LN 8976-ID LOAN AGREEMENT AGREEMENT dated as of the Signature Date between REPUBLIC OF INDONESIA ("Borrower") and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT ("Bank"). The Borrower and the Bank hereby agree as follows: ARTICLE I - GENERAL CONDITIONS; DEFINITIONS 1.01. The General Conditions (as defined in the Appendix to this Agreement) apply to and form part of this Agreement. 1.02. Unless the context requires otherwise, the capitalized terms used in this Agreement have the meanings ascribed to them in the General Conditions or in the Appendix to this Agreement. ARTICLE II - LOAN 2.01. The Bank agrees to lend to the Borrower the amount of forty-nine million six hundred thousand United States Dollars (USD 49,600,000), as such amount may be converted from time to time through a Currency Conversion ("Loan"), to assist in financing the project described in Schedule 1 to this Agreement ("Project"). 2.02. The Borrower may withdraw the proceeds of the Loan in accordance with Section III of Schedule 2 to this Agreement. 2.03. The Front-end Fee is one quarter of one percent (0.25%) of the Loan amount. 2.04. The Commitment Charge is one quarter of one percent (0.25%) per annum on the Unwithdrawn Loan Balance. 2.05. The interest rate is the Reference Rate plus the Fixed Spread or such rate as may apply following a Conversion; subject to Section 3.02(e) of the General Conditions. 2.06. The Payment Dates are January 15 and July 15 in each year. 2.07. The principal amount of the Loan shall be repaid in accordance with Schedule 3 to this Agreement. 2.08. (a) If on any given day, the Total Exposure exceeds the Standard Exposure Limit (as said terms are defined in sub-paragraphs (b)(ii) and (b)(iii) of this Section), the Borrower shall pay to the Bank a surcharge at the rate of one half of one percent (0.5%) per annum of the Allocated Excess Exposure Amount (as defined in sub-paragraph (b)(i) of this Section) for each said day ("Exposure Surcharge"). The Exposure Surcharge (if any) shall be payable semi-annually in arrears on each Payment Date. 3 of 15 LN 8976-ID (b) For purposes of this Section the following terms have the meanings set forth below: (i) "Allocated Excess Exposure Amount" means for each day during which the Total Exposure exceeds the Standard Exposure Limit, the product of: (A) the total amount of said excess; and (B) the ratio of all (or, if the Bank so determines, a portion) of the Loan to the aggregate amount of all (or the equivalent portions) of the loans made by the Bank to the Borrower and to other borrowers guaranteed by the Borrower that are also subject to an exposure surcharge, as said excess and ratio are reasonably determined from time to time by the Bank. (ii) "Standard Exposure Limit" means the standard limit on the Bank's financial exposure to the Borrower which, if exceeded, would subject the Loan to the Exposure Surcharge, as determined from time to time by the Bank. (iii) "Total Exposure" means for any given day, the Bank's total financial exposure to the Borrower, as reasonably determined by the Bank. ARTICLE III - PROJECT 3.01. The Borrower declares its commitment to the objectives of the Project. To this end, the Borrower shall carry out the Project, through the Ministry of Public Works and Housing, BAPPENAS and the Ministry of Home Affairs, in accordance with the provisions of Article V of the General Conditions and Schedule 2 to this Agreement. ARTICLE IV - EFFECTIVENESS; 4.01. The Effectiveness Deadline is the date ninety (90) days after the Signature Date. ARTICLE V - REPRESENTATIVE; ADDRESSES 5.01. The Borrower's Representative is the Minister of Finance. 5.02. For purposes of Section 10.01 of the General Conditions: (a) the Borrower's address is: Directorate General of Budget Financing and Risk Management Ministry of Finance Gedung Frans Seda Jalan DR. Wahidin Raya No. 1 Jakarta 10710 Indonesia; and (b) the Borrower's Electronic Address is: Facsimile: +62-21-381-2859 4 of 15 LN 8976-ID 5.03. For purposes of Section 10.01 of the General Conditions: (a) the Bank's address is: International Bank for Reconstruction and Development 1818 H Street, N.W. Washington, D.C. 20433 United States of America; and (b) the Bank's Electronic Address is: Telex: Facsimile: 248423(MCI) or 1-202-477-6391 64145(MCI) AGREED as of the Signature Date. REPUBLIC F INDONESIA By Authorized Representative Name: LVL3ALfiP2MA~N - DiRECTOP, &EIIJCPAL OF &JC)6ET F-IN~ATNIP6 Title: IWlO Pri MAWA& CMt Date: It tOjVEM8u 2010J INTERNATIONAL BANK FOR RECONSTRUCTIO LOPMENT By Autho 'epre ntative Name: Title: Date: // 5 of 15 LN 8976-ID SCHEDULE 1 Project Description The objective of the Project is to increase the number of participating cities carrying out integrated planning and prioritizing their capital investments. The Project consists of the following parts: Part 1: National Urban Institutional and Policy Development 1. Strengthening the capacity of the Inter-Ministerial Coordination Team for Urban Development to deliver on its inter-sectoral coordination function. 2. Formulation of national urban policy designed to promote integrated urban development including providing inputs to: (a) the RPJMN; and (b) city positioning and economic development study. 3. Formulation of national urban infrastructure development strategy plan based on the national urban policy. Part 2: Integrated Planning for Urban Development 1. Strengthening the quality of data and institutional capacity for data governance through supporting data development and maintenance, capacity building for data analysis, establishment of integrated data platforms and drafting of municipal data governance policies. 2. Supporting integrated spatial planning through: (a) carrying out select strategic and analytic studies to inform statutory plans (such as RPJMD) and non-statutory sectoral plans including such studies as economic strategy study; baseline survey and analytics study; environmental zoning and land suitability study; strategic environmental and social assessment; and strategic integrated transport and land use planning study; (b) preparation of Spatial Development Framework (SDF); and (c) preparation of Strategic Area Frameworks (SAFs); (d) support the integration of SDF and SAF approaches through review of regulation of RTRWK, RDTR, RPJMD guidelines and technical assistance. 3. Preparation of priority area development plans (rencana pembangunan kawasan prioritas). 4. (a) Development of Capital Investment Planning (CIP) framework; (b) supporting implementation of the CIP framework including through provision of training to relevant actors such as local governments, universities and private vendors; and (c) formulation of draft supplemental regulations to guide CIP framework implementation under relevant ministerial regulation(s). 6 of 15 LN 8976-ID Part 3: City Financial Management Capacity Development 1. Carrying out assessment of city level financing and project management capacity. 2. Enhancing capacity of cities to access alternative sources of finance through providing support for training, capacity building and systems/tools on such topics as creditworthiness, debt management, municipal bonds and land-based financing approaches. Part 4: Project Implementation Support Provision of technical advisory services and Training and Workshops to entities at national, provincial and city levels responsible for management and implementation of the Project, including: (a) recruitment of consultants to support implementation of all Project activities; (b) carrying out procurement management, contract supervision and financial management, including financial and technical audits; (c) carrying out environmental and social safeguards management, including citizen engagement; (d) monitoring, reviewing and evaluation of the Project; and (e) carrying out Project outreach and dissemination activities. 7 of 15 LN 8976-ID SCHEDULE 2 Project Execution Section 1. Implementation Arran2ements A. Institutional Arrangements 1. The Borrower shall: (a) maintain until completion of the Project the Inter-ministerial Coordination Team for Urban Development chaired by BAPPENAS and including - among others - representatives from the Ministry of Public Works and Housing, the Ministry of Finance, the Ministry of Home Affairs, Ministry of Agrarian Affairs and Spatial Planning/National Land Agency (ATR/BPN), Ministry of Transportation, Ministry of Communication and Information Technology, Geospatial Information Agency and Coordinating Ministry of Economy, which shall be responsible for inter alia Project coordination (including cross-sectoral and inter-ministerial coordination) and monitoring the achievement of the Project objective; (b) maintain until completion of the Project the Central Project Management Unit (CPMU), in the Ministry of Public Works and Housing, which shall be responsible for overall management of the Project; (c) maintain until completion of the Project, Project Implementation Units (PIUs) at (i) BAPPENAS; (ii) the Ministry of Home Affairs; and (iii) the Ministry of Public Works and Housing, each of which shall be responsible for provision of technical guidance of Project activities within the jurisdiction of its respective ministry in coordination with relevant national level agencies and ministries such as the Central Bureau of Statistics, the Geospatial Information Agency, the Ministry of Transportation and the Ministry of Environment and Forestry; and (d) at the level of each Participating City, cause to be established, prior to the commencement of Project activities in such Participating City and thereafter maintain until completion of the Project, a City Coordination Committee to be responsible for coordinating Project implementation at the City level. 2. Without limitation to the provision of paragraph I of this Section LA, the Borrower shall ensure collaboration among PIUs and other Project implementing entities to support Project activities (including those related to spatial planning) as further detailed in the Project Operations Manual. To this end, should ajoint review carried out by the Borrower and Bank during Project implementation conclude that it is necessary to have additional PIU(s) - promptly after such decision - the Borrower shall ensure that: (a) an assessment of the proposed PIU is facilitated, following which; (b) such PIU is established and; (c) thereafter, the said PIU is maintained until completion of the Project. 8 of 15 LN 8976-ID 3. The Borrower shall provide, or cause to be provided, as the case may be, each of the CPMU, the PIUs and City Coordination Committees at all times with adequate funds (allocated in the budget) and other resources, and with qualified and experienced personnel in adequate numbers, as shall be necessary to accomplish its terms of reference and objectives, as further detailed in the Project Operations Manual. 4. Without limitation to the provision of paragraphs 1, 2 and 3 of this Section L.A, the Borrower shall recruit and retain such consultants - including the project management support consultants, technical management consultants and oversight service providers - as may be needed to support the functions of the entities referred to in these paragraphs, all with composition and terms of reference acceptable to the Bank and the Borrower as further detailed in the Project Operations Manual. B. Project Operations Manual 1 . The Borrower shall: (a) ensure that the Project is implemented in accordance with the Project Operations Manual, acceptable to the Bank, which shall include the description of: (i) implementation arrangements including delineation of roles and responsibilities of various entities, institutions and agencies involved in Project implementation and their coordination; (ii) the procurement procedures and standard procurement documentation; (iii) disbursement arrangements, reporting requirements, financial management procedures and audit procedures; (iv) procedures for preparing and reviewing a consolidated annual work plan and budget for each Fiscal Year; (v) the Project performance indicators and monitoring and evaluation arrangements; (vi) arrangement and procedures for environment and social safeguard management; (vii) eligibility and selection criteria for Participating Cities; and (viii) such other administrative, financial, technical and organizational arrangements and procedures as shall be required for the Project; (b) not amend, suspend, abrogate, repeal or waive any provisions of the Project Operations Manual without the prior written agreement of the Borrower and the Bank; and (c) with the prior written agreement of the Borrower and the Bank, update the Project Operations Manual, as necessary, at all times ensuring compliance thereof with the terms of this Agreement. 2. In the event of any conflict between the provisions of: (a) the Project Operations Manual; and (b) those of this Agreement, the latter shall prevail. C. Annual Work Plans and Budgets 1 . The Borrower shall: (a) prepare and furnish to the Bank by September 30 in each year - beginning in the Fiscal Year 2020 - a proposed Project's consolidated annual work plan and budget for the following Fiscal Year; (b) taking into account the Bank's comments, finalize the plan and furnish it to Bank for its approval not later than November 30 in each year - beginning in the Fiscal Year 2020; and (c) adopt the plan as shall have been approved by the Bank (Annual Work Plan and Budget) and thereafter ensure that the Project is carried out in accordance with each of such Annual Work Plan and Budget, in a manner satisfactory to the Bank. 9 of 15 LN 8976-ID 2. The Borrower shall not amend, suspend, abrogate or waiver said Annual Work Plan and Budget or any of its provisions without the prior written agreement of the Bank. D. Safeguards 1 . The Borrower shall ensure that the Project is carried out with due regard to appropriate health, safety, social, and environmental practices and standards, and in accordance with the Environmental and Social Management Framework (ESMF). 2. The Borrower shall ensure that: (a) all consultancies related to technical assistance, design and capacity building under the Project, the application of whose results could have environmental, social and health and safety implications, shall only be undertaken pursuant to terms of reference reviewed and found satisfactory by the Bank; and (b) such terms of reference shall require the technical assistance, design and capacity building activities to take into account the requirements of the applicable Bank Safeguards Policies and EHS Guidelines. 3. Except as the Bank shall otherwise agree in writing, the Borrower shall ensure, and cause to ensure, that none of the provisions of the ESMF be abrogated, amended, repealed, suspended or waived. In case of any inconsistencies between the provisions of the ESMF and the provisions of this Agreement, the provisions of this Agreement shall prevail. 4. Without limitation upon its other reporting obligations under this Agreement, the Borrower shall take all measures necessary on its part to regularly collect, compile, and submit to the Bank, as part of the Project Reports, and promptly in a separate report whenever the Bank may require, information on the status of compliance with the ESMF. Such information shall include: (i) measures taken in furtherance of the ESMF; (ii) conditions, if any, which interfere or threaten to interfere with the smooth implementation of the ESMF; and (iii) remedial measures taken or required to be taken to address such conditions. 5. The Borrower shall maintain, throughout Project implementation, and publicize the availability of a grievance redress mechanism, in form and substance satisfactory to the Bank, to hear and determine fairly and in good faith all complaints raised in relation to the Project and take all measures necessary to implement the determinations made by such mechanism in a manner satisfactory to the Bank. Section II. Proeect Monitorin2 Reporting and Evaluation 1. The Borrower shall furnish to the Bank each Project Report not later than forty-five (45) days after the end of each calendar year, covering the calendar year. 2. No later than June 30, 2022, the Borrower shall, in conjunction with the Bank, carry out a mid- term review of the Project (the "Mid-term Review"), covering the progress achieved in the implementation of the Project. To this end, the Borrower shall prepare - under terms of reference satisfactory to the Bank - and furnish to the Bank not less than three (3) months prior to the beginning of the Mid-term Review, a report integrating the results of the Project's monitoring and evaluation activities, on the progress achieved in the carrying out of the Project during the period preceding the date of such report, and setting out the measures recommended to ensure the efficient carrying out of the Project and the achievement of the objective of the 10 of 15 LN 8976-ID Project during the period following such date. Following the Mid-term Review, the Borrower shall act promptly and diligently in order to take, or cause to be taken, measures recommended to ensure the efficient completion of the Project and the achievement of the objective as well as any corrective action deemed necessary by the Bank to remedy any shortcoming noted in the carrying out of the Project in furtherance of the objective of the Project. Section III. Withdrawal of Loan Proceeds A. General. Without limitation upon the provisions of Article II of the General Conditions and in accordance with the Disbursement and Financial Information Letter, the Borrower may withdraw the proceeds of the Loan to finance Eligible Expenditures in the amount allocated and, if applicable, up to the percentage set forth against each Category of the following table: Amount of the Loan Percentage of Expenditures to be Allocated financed Category (expressed in USD) (inclusive of Taxes) Consulting services, non- 49,600,000 100% consulting services, goods, Training and Workshops and Incremental Operating Costs for the Project TOTAL AMOUNT 49,600,000 B. Withdrawal Conditions; Withdrawal Period. 1. Notwithstanding the provisions of Part A above, no withdrawal shall be made for payments made prior to the Signature Date. 2. The Closing Date is December 31, 2024. 11 of 15 LN 8976-ID SCHEDULE 3 Commitment-Linked Amortization Repayment Schedule The following table sets forth the Principal Payment Dates of the Loan and the percentage of the total principal amount of the Loan payable on each Principal Payment Date ("Installment Share"). Annuity Principal Repayments Principal Payment Date Installment Share January 15, 2026 6.47% July 15, 2026 6.57% January 15, 2027 6.67% July 15, 2027 6.77% January 15, 2028 6.87% July 15, 2028 6.97% January 15, 2029 7.07% July 15, 2029 7.18% January 15, 2030 7.29% July 15, 2030 7.40% January 15, 2031 7.51% July 15, 2031 7.62% January 15, 2032 7.74% July 15, 2032 7.87% 12 of 15 LN 8976-ID APPENDIX Definitions 1. "Annual Work Plan and Budget" means each of the consolidated annual work plans and budgets for the Project to be prepared or updated as provided for in Section I.C. 1 of Schedule 2 to this Agreement; and "Annual Work Plans and Budgets" means, collectively, all such plans. 2. "Anti-Corruption Guidelines" means, for purposes of paragraph 5 of the Appendix to the General Conditions, the "Guidelines on Preventing and Combating Fraud and Corruption in Projects Financed by IBRD Loans and IDA Credits and Grants", dated October 15, 2006 and revised in January 2011 and as of July 1, 2016. 3. "Bank's Safeguards Policies" means the operational policies and procedures for financing of development projects by the Bank at the date of this Agreement and relating to Environmental Assessment, Natural Habitats, Pest Management, Indigenous Peoples, Physical Cultural Resources, Involuntary Resettlement, Forests, Safety of Dams, Projects on International Waterways, and Projects in Disputed Areas, as published under http://policies.worldbank.org/ to the extent they are applicable to the Project. 4. "BAPPEDA" means Badan Perencanaan Pembangunan Daerah or the regional development planning agency of a province or a city of the Borrower, as the case may be, or any successor thereto. 5. "BAPPENAS" means the ministry responsible for national development planning or the national development planning agency (Badan Perencanaan Pembangunan Nasional) of the Borrower, or any successor thereto. 6. "Capital Investment Planning" and the acronym "CIP" mean investment prioritization, budget fitting and tracking system at the city level - designed to support effective operationalization of spatial plans into capital investments - whose establishment is supported under Part 2.4 of the Project and elaborated in the Project Operations Manual. 7. "Category" means a category set forth in the table in Section III.A of Schedule 2 to this Agreement. 8. "Central Bureau of Statistics" means Badan Pusat Statistik, the Borrower's entity established and operating pursuant to Borrower's law no. 16 of 1997, or any successor thereto. 9. "Central Project Management Unit" and the acronym "CPMU" mean the unit referred to in Section I.A. 1(b) of Schedule 2 to this Agreement. 10. "City Coordination Committee" means the committee referred to in Section I.A.1(d) of Schedule 2 to this Agreement; and "City Coordination Committees" means, collectively, all such committees. 11. "Coordinating Ministry of Economy" means the Borrower's ministry responsible for coordinating economic affairs, or any successor thereto. 13 of 15 LN 8976-ID 12. "EHS Guidelines" means the World Bank Group's environmental, health, and safety guidelines, incorporated by reference into the Environmental and Social Management Framework, as published under www.ifc.org/ehsguidelines 13. "Environmental and Social Management Framework" and the acronym "ESMF" mean the environmental and social management framework dated February 2019 and adopted by the Borrower and publicly disclosed on the Bank's external website (documents & reports) on April 21, 2019, such framework setting out the principles, rules, guidelines and procedures to assess environmental and social impacts of the activities to be undertaken under the Project, and measures and plans to reduce, avoid, mitigate and/or offset adverse social and environmental impacts and enhance positive impacts of said activities, provisions for estimating and budgeting the costs of such measures, and information on the agency or agencies responsible for addressing project impacts, as said instrument may be amended from time to time with the Bank's prior written agreement, such framework incorporating among others the Indigenous Peoples Planning Framework and the Land Acquisition and Resettlement Policy Framework. 14. "Fiscal Year" means the Borrower's fiscal year commencing January 1 and ending December 31 of the same year. 15. "General Conditions" means the "International Bank for Reconstruction and Development General Conditions for IBRD Financing, Investment Project Financing", dated December 14, 2018. 16. "Geospatial Information Agency" or "Badan Informasi Geospasial" and the acronym "BIG" mean Borrower's agency established and operating pursuant to the Presidential Regulation No. 94/ 2011 and responsible for undertaking government's tasks in the field of geospatial information. 17. "Incremental Operating Costs" means the reasonable incremental operating costs under the Project, based on the Annual Work Plans and Budgets, incurred by the Borrower for purposes of Project management, implementation and monitoring and evaluation, including office supplies and consumables, utilities, bank charges, communications, information and communication campaigns, mass media and printing services, vehicle rental, operation, maintenance and insurance, office space rental, building and equipment maintenance, travel, lodging and subsistence allowances, and salaries of contractual and temporary staff, but excluding salary and salary supplements of staff of the Borrower's civil service. 18. "Indigenous Peoples" means those social groups in the Borrower's territory that have a distinct, vulnerable, social and cultural identity, and that possess the following characteristics in varying degrees: (a) self-identification as members of a distinct indigenous cultural group and recognition of this identity by others; (b) collective attachment to geographically distinct habitats or ancestral territories in the Project area and to the natural resources in these habitats and territories; (c) customary cultural, economic, social, or political institutions that are separate from those of the dominant society and culture; and (d) an indigenous language. 14 of 15 LN 8976-ID 19. "Indigenous Peoples Planning Framework" means the indigenous peoples planning framework, incorporated in the ESMF, which sets out the principles, policies, measures and organizational arrangements designed to facilitate a process of free, prior and informed consultation involving Indigenous Peoples in the design and implementation of the Project, and to ensure that such Indigenous Peoples derive benefits from the Project which are socially, economically and culturally appropriate, and gender and inter-generationally inclusive, as such framework may be amended from time to time with the prior written agreement of the Bank. 20. "Inter-Ministerial Coordination Team for Urban Development" means Tim Koordinasi Pembangunan Perkotaan Nasional,the steering committee referred to in Section I.A. 1(a) of Schedule 2 to the Loan Agreement, or any successor thereto. 21. "Land Acquisition and Resettlement Policy Framework" means the land acquisition and resettlement policy framework for the Project, incorporated in the ESMF, setting forth the measures and actions to be taken during the implementation of the Project for the provision of compensation, rehabilitation and resettlement assistance to Project Affected Persons. 22. "Ministry of Agrarian Affairs and Spatial Planning/National Land Agency" and the acronym "ATR/BPN" mean the Borrower's ministry responsible for spatial planning or any successor thereto. 23. "Ministry of Communication and Information Technology" means the Borrower's ministry responsible for communication and information or any successor thereto. 24. "Ministry of Environment and Forestry" means the Borrower's ministry responsible for environment or any successor thereto. 25. "Ministry of Finance" means the Borrower's ministry responsible for finance or any successor thereto. 26. "Ministry of Home Affairs" means the Borrower's ministry responsible for internal affairs or any successor thereto. 27. "Ministry of Public Works and Housing" means the Borrower's ministry responsible for public works and housing or any successor thereto. 28. "Ministry of Transportation" means the Borrower's ministry responsible for transportation or any successor thereto. 29. "Participating City" means a city (kota) meeting the eligibility requirements set out in the Project Operations Manual and selected to participate in the Project; and "Participating Cities" means, collectively, all such cities. 30. "Procurement Regulations" means, for purposes of paragraph 85 of the Appendix to the General Conditions, the "World Bank Procurement Regulations for IPF Borrowers", dated July 2016, revised November 2017 and August 2018. 15 of 15 LN 8976-ID 31. "Project Affected Person" means a person who, on account of the execution of the Project, has experienced or would experience direct economic and social impacts caused by: (a) the involuntary taking of land, resulting in: (i) relocation or loss of shelter; (ii) loss of assets or access to assets; or (iii) loss of income sources or means of livelihood, whether or not such person must move to another location; or (b) the involuntary restriction of access to legally designated parks and protected areas, resulting in adverse impacts on the livelihood of such person; and, "Project Affected Persons", means more than one Project Affected Person. 32. "Project Implementation Unit" and the acronym "PIU" mean any of the units referred to in Section I.A.1(c) of Schedule 2 to this Agreement; and "Project Implementation Units" means, collectively, all such units. 33. "Project Operations Manual" means the manual acceptable to the Bank, dated April 9, 2019 referred to in Section I.B. 1 of Schedule 2 to this Agreement, as the same may be amended from time to time in agreement with the Bank, and such term includes any schedules to the Project Operations Manual. 34. "RDTR" means Rencana Detail Tata Ruang, a detailed spatial plan as referred to in Borrower's law no. 26 of the year 2007 concerning spatial management. 35. "RPJMD" means Rencana Pembangunan Jangka Menengah Daerah, a regional (sub-national) medium-term development plan. 36. "RPJMN" means Rencana Pembangunan Jangka Menengah Nasional, the Borrower's national medium-term development plan. 37. "RTRWK" means Rencana Tata Ruang Wilayah Kabupaten/Kota, a general spatial plan as referred to in Borrower's law no. 26 of the year 2007 concerning spatial management. 38. "Signature Date" means the later of the two dates on which the Borrower and the Bank signed this Agreement and such definition applies to all references to "the date of the Loan Agreement" in the General Conditions. 39. "Spatial Development Framework" and the acronym "SDF" mean an approach of integrated spatial planning at the city level designed to strengthen the RTRWK and RPJMD through a process that combines synthesis of analytical inputs and consultative process across line departments and with citizens as this approach is further detailed in the Project Operations Manual. 40. "Strategic Area Framework" and the acronym "SAF" mean an approach of integrated spatial planning at a selected priority strategic area identified under SDF - designed to strengthen the RDTR - through detailed spatial planning within this area and consultative processes to ensure alignment of priorities of stakeholders within overall direction of development of the area, as this approach is further detailed in the Project Operations Manual. 41. "Training and Workshops" means the costs of training activities under the Project, based on the Annual Work Plans and Budgets approved in advance by the Bank, and attributable to seminars, workshops, and domestic and overseas training, along with travel and subsistence allowances for training participants, services of trainers, rental of training facilities, preparation and reproduction of training materials, and other activities directly related to course preparation and implementation.