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Journal of Microfinance 4, (2): 163­187. 13 .1 ) ( Rural Development Project Ashrai )portion with external credit( )( Seth Koma Program People's Participation Program Small Farmer Groups )with external credit( Bengkula Regional Development Project Integrated Swamps Kecamatan Development Project Nusa Tenggara Area Development Project Urban Poverty Project Rural Finance Project Lao Swedish Forestry Programme Small Scale Irrigation Schemes in Oudomxay and Luang Namtha / Village Savings and Loans Program )portion with external credit( »« Rural Development in Marginal Areas Program )precursor to Community Savings Funds( Rural Development in Marginal Areas Project Small Farmer Cooperatives Community Reintegration JOSACA »« Kupfuma Ishunga )portion with external credit( »« ) ( Ashrai )portion without external credit( )( Community-Managed Savings and Credit Associations )USAID( Small Farmer Groups )without external credit( Village Savings and Loans Program )portion without external credit( »« Community Savings Fund )portion without external credit( Ophavela »« Women's Empowerment Program »«/ /)PACT( MMD Program )portion without external credit( Rural Community Development at Jabal al Hoss II Financial Sector Deepening Project )FSDU( Kupfuma Ishunga )portion without external credit( »« ) ( Village Development Fund for Income Generating Activities Worth Program )PACT( Women's Development Initiatives Project Revolving Funds National Programme of Local Development / Community Managed Revolving Loan Funds--CASHE Program »« Support to the Implementation of the Indonesia Community Recovery Programme Social Development Project/ Development and Employment Fund Community-Managed Livelihood Improvement Project Women in Development )(FIAM Community-Based Rural Development to Reserve Watershed Project .)GermanAgroAction( Rural Development Project Village Development Committee Credit Funds )MCC( Cattle Banks )OxfamSolidarity( Revolving Loan Funds )QuakerServices( Village Revolving Funds ) WorldConcern( Village Credit Associations )ZOA( Rural Development Support Project MJT )Musow Ka Jigiya Ton( »« Participatory Development Project Agro-Pastoral Export Promotion Project Desarrollo Rural Sostenible en el Darién Agricultural and Rural Market Development Project Oxfam America Self-Help Group Model »« Programme Elargi de Lutte Contre la Pauvrete JENGA »« Banking on the Poor )Oxfam( 36 . . : . www.cgap.org CGAP 1818 H Street, NW MSN P3 - 300 Washington, DC 20433 USA 202-473-9594 : 202-522-3744 : : cgap @worldbank.org