34237 Russian
                                                    
                                                                            17,  2004


           

             
                                     

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        Consultative Group toAssist the Poorest 1818 H Street, NW Washington, DC 20433
     .: 202 473 9594 : 202 522 3744 .: cgap@worldbank.org : www.cgap.org
     CGAP   c/o The World Bank 66, avenue d'Iena 75116 Paris FRANCE

                             
                                        

                                                                               

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ldbank.org/finance/html/about.html, www.gtz.de/themen/economic-development/english/ financial-systems/ : GTZ­
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                              CGAP:   - alatortue@worldbank.org
                        CGAP (DIRECT) -- www.cgap.org/direct